South Africa’s First National Bank (FNB) has released a new version of its mobile app, now allowing users to open accounts and receive payments from abroad on their smartphones.

The user interface has also been redesigned and the app is available on iOS, Android and Windows Mobile, with BlackBerry 10 support coming soon.

The app makes use of personalised product offers based on individual characteristics.

“FNB Banking App users will be able to get pre-approved loans, accounts and investments offered to them as soon as they login, without having to search for them,” the bank said.

“With this new feature we can ensure that customers using our App only receive personalised and relevant product offers,” said Giuseppe Virgillito, head of banking app at FNB Mobile and Connect.

The company has also launched SWIFT payments on the app, allowing customers to receive payments from abroad on their smartphones.

“Technology improves at a rapid pace and we work hard to harness new technologies and innovation to bring something relevant and useful to our customers. The latest version of our app does just that,” said Virgillito.